What are the Claim limits?

You have a choice of two options. Standard and Prestige. Mech-PROTECT pays the following amounts (incl vat).

These are per claim per component category except for the additional component cover.
Mech-PROTECT Claims Limits
Standard Policy
Prestige Policy

 1. Claims as a result of mechanical or electrical failure.

R5 000.00

R10 000.00 

 2. Claims as a result of overheating 

R2 250.00 

R3 000.00 

 3. Claims as a result of cambelt failure. 

R2 250.00

R3 000.00

 4. Failure due to wear & tear 

R2 250.00

R3 000.00

 5. Additional component cover. (this covers parts which your warranty doesn’t) 

R1 750.00

R2 250.00

         Note: The additional component cover is limited to one claim per policy life.
 
         Examples of how shortfall cover will work.
         The table below shows how Mech-PROTECT can boost your warranty cover, thus protecting you against
         the effects of inflation.
 

COMPONENTS COVERED

Warranty

Mech-PROTECT

TOTAL

 

 

Benefit

Cover

Cover

 Engine

 R 14,500

 R 5,000

 R 19,500

 2 

 Gearbox

 R 8,000

 R 5,000

 R 13,000

 Differential

 R 8,000

 R 5,000

 R 13,000

 Transaxle

 R 8,000

 R 5,000

 R 13,000

 5 

 Management System

 R 5,000

 R 5,000

 R 10,000

 6 

 Turbo Assembly

 R 5,000

 R 5,000

 R 10,000

 7 

 Super Charger

 R 5,000

 R 5,000

 R 10,000

 8 

 Intercooler

 R 5,000

 R 5,000

 R 10,000

 9 

 Diff Lock

 R 5,000

 R 5,000

 R 10,000

 10 

 Free Wheel Hubs

 R 3,250

 R 5,000

 R 8,250

 11 

 Electric Winch (factory fitted only)

 R 3,250

 R 5,000

 R 8,250

 12 

 Front Wheel Drive Unit

 R 3,250

 R 5,000

 R 8,250

 13 

 Driveshafts / CV Joints

 R 3,250

 R 5,000

 R 8,250

 14 

 Propshafts

 R 3,250

 R 5,000

 R 8,250

 15 

 Steering Mechanism

 R 3,250

 R 5,000

 R 8,250

 16 

 Braking System

 R 3,250

 R 5,000

 R 8,250

 17 

 Fuel System

 R 3,250

 R 5,000

 R 8,250

 18 

 Cooling System

 R 3,250

 R 5,000

 R 8,250

 19 

 Electrical Components 

 R 3,250

 R 5,000

 R 8,250

 20 

 Electronic Ignition 

 R 3,250

 R 5,000

 R 8,250

 21 

 Air Conditioner 

 R 3,250

 R 5,000

 R 8,250

 22 

 Clutch 

 R 3,250

 R 5,000

 R 8,250

 23 

 Suspension 

 R 3,250

 R 5,000

 R 8,250

 24 

 Wheel Bearings 

 R 3,250

 R 5,000

 R 8,250

25 

 Overheating

 R 3,750

 R 2,250

 R 6,000

26 

 Overfueling

 R 3,750

 R 2,250

 R 6,000